With booming internet businesses nowadays. It’s not much of a surprise that companies and businesses are being born every day, but how many of those businesses start off with good credit, but end up in debt really quick.  Well there are a few ways out of it.

I myself have considered starting a business to cover all the things i do online (Believe me, i never stop working on something.)

But with bad credit covering my every move. It can sometimes be hard.  Please note, the bad debt that i suffer from isn’t company related, but nonetheless being in debt sucks hardcore and sometimes it just seems like a bottomless pit. Everyone wants money, but you dont have enough to pay them what you owe.

So if i started a business, what would i do with regards to my debt problems? Well first of all i’d be on the lookout for unsecured small business loans.  Probably not the best solution in the world, but hey i know my idea and business will make money so why not? After all, i would be a small business. . That would be a  great beginning to clearing my debts.

Another thing i’d be on the lookout for is small business loans bad credit. Why? Well if my business suffered any bad credit due to my previous screwups.  I’d be safe to set up my master plan and make a proper go of it this time. Meaning i could employ staff, set up orders and anything else that needed to be sorted out. Giving me an excellent start in to the future of business.

But then i have another route of not getting a loan and hoping i make it through the rough and into the smooth. Now lets be honest here. How often does that happen? Not very often i can tell ya. Someone somewhere will be wanting their money, and if your trading with the “i have no debts, everything will be alright” kind of attitude, chance are that things won’t be alright, and you’ll find yiourself in the rough in no time at all.

In a nutshell, think about the future before going gunho into something you don’t properly understand. It could very well be the making of you. Or it could be the breaking of your business and life and before you know it. Your up the Sh*t without a paddle

So our holidays over and it’s time to do some saving once again. We had a great time whilst we were away but it’s time to start looking for tips on how to get out of debt, as that’s how are things starting to get with Christmas just around the corner, plus we spent a packet on going away. Companies make it a bit too easy to get into debt compared to advice they give out on getting out of debt.

Thanks to the amazing benefits of the internet, i can just use my old pal Google to find out what cool tips and tricks i can use to help with the debt and impending credit crunch that’s looming over all of us.

After Googling around for about 45 minutes and wondering what there is to help us. I came across this pay off credit cards page.

The design of the page was easy to understand and the info i wanted was right in front of me, so i hung around a bit and finished my drink of Fanta. Whilst i was chilling and drinking my Fanta, i read some useful info about debt settlements and credit counselling among other things. All stuff that i’d be wanting to know for the extremely near future.

Although the site appears to make references to the US. It gave me good info on where to go next and what to look for here in the UK. An added bonus if you ask me.

Other pages gave me the info i need on how to get out of debt if it was really bad, and what to do if i had a business debt. (Not that i do). But i did keep the page open for a while and educated myself on the ins and outs of a few things.

If your from the US, then this site is perfect for you, if your from somewhere else in the world. Then it makes a good reference and starting point to look for things similar in your own country. Other sites seem harder to navigate with ads every where and links to things your not even interested in.

All in all it’s a site i intend to keep bookmarked and come back to at a later date if the saving doesn’t go according to plan. Which as i said, doesn’t look godd with Christmas on it’s way.

Debt,Loans,Debt Help,Credit Cards

Technorati Tags: Debt, Loans, Debt Help, Credit Cards

Today i was reading through a thread on the legendary DP about a publisher on Clickbank who couldn’t help but laugh at one of his customers.

Basically what had happened is the customer was trying to buy something, But due to some error or another the purchase didn’t go through straight away. The customer must of been in a rush or something because he somehow managed to purchase the product a total of 9 times.

Not only did the guy purchase the product 9 times, he even sent an email to the publisher saying he thinks he was over charged and wouldn’t do business with him again. Thats fair enough i think. But should the publisher still make the customers name public? Even more should they be laughing and saying they did nothing wrong?

Personally i think it’s people like this that give the whole marketing scene a bad name.

I don’t think i have the energy to go through the whole drama here with you guys. Instead take a look at this thread where the publisher makes his customers details public and refuses to give a refund. Maybe he’s not obliged to give a refund. But wouldn’t it be the right thing to do?

Full Details Here

Marketing,Clickbank,CB,Internet,Making Money,Cash,Ethics,

Technorati Tags: Marketing, Clickbank, CB, Internet, Making Money, Cash, Ethics,

Ok, so today i went out shopping to pick up some food and other things from the supermarket. Not a huge journey, in fact it takes about 10 minutes to get there, so travelling with bags and whatever is no problem.

Anyway, Whilst i was waiting to use the Cash machine (ATM) there was a woman in front of me who was already using the machine. What caught my attention was the fact that she didn’t really seem aware that her purse was at arms length from her, and she wasn’t exactly protecting her pin either. (I could see it and i wasn’t even trying).

It got me thinking about all the shows that are on the TV and even movies made about people getting robbed and how their credit cards/purses and anything else of value vanishes within minutes. It seems that no matter how many TV shows we make about it. It’s just simply never gunna get through.

The woman had obviously never seen The Real Hustle.

If some local criminal had been nearby when she was just having a merry day out at the cash machine. Her purse,bag and cash card would of been gone. (And they’d have probably gotten her pin number to, like i said. it wasn’t a secret.)

So think next time your at that cash machine. Keep your pin covered, try and not put your purse on top of the bin, and keep an eye on whats going on around you. It only takes a minute for everything you’ve worked for such as your credit rating and your wages to suddenly be gone.

Oh and if the woman from Sainsburys is reading this. Next time, cover your pin,keep your purse close to you and don’t fart when people are stood behind you waiting to use the machine!

lol,Cash,Money,Crime,Personal Security

Technorati Tags: lol, Cash, Money, Crime, Personal Security

Free Credit Score Report

Do you need a free credit score report? You may find you do need a free credit score report when applying for things like finance,mortgages,loans or other financially related items.

You may also want to run a free credit score report, so that you can see how much damage you did to your credit score when you weren’t as responsible as what you are now. (Maybe you just need to check if your credit score report is good enough so you can buy that nice new shiny car.)

There’s no doubt hundreds of reasons why you’d be wanting to find out whereabouts you score on that credit score report, and that’s nobodys business but your own. It’s your credit score, you deserve to see where abouts you stand on the whole credit report tree. Read the rest of this entry »